About Kenya Diaspora Maisha Poa Cash Plan

Diaspora Maisha Poa cash plan is a need driven product targeted at the Kenyan diaspora community living anywhere in the world outside the boarders of Kenya.

It is estimated that there are 3 million Kenyans living outside Kenya. For cultural, social, family and emotional reasons, most of them naturally prefer Kenya to be their final resting place.
This cultural connection has for many years created financial burden to bereaved families as they suddenly have to raise huge sums of money at short notice to cater for repatriation of the body back to Kenya and other related funeral expenses.

Insured by Kenyan Alliance and APA  life insurance companies- the best life insurers in Kenya on claims settlement, Maisha Poa Cash Plan provides immediate cash to you or your family to help cover the cost of final journey and other unexpected expenses that would mean one less thing to worry about at an emotional and difficult time.

Get Your Life Celebrated
Don’t let your demise or that of your loved one become a ‘double’ bereavement to your family and friends – emotional and financial. Give them a chance to celebrate the life of the departed without financial burden.
Leave Your Family & Friends Lasting Memories – Not lasting debts and emotional scars of begging to meet your final expenses and/or body repatriation bills.

Applying to join Maisha Poa cash Plan is simple, quick, and affordable to any Kenyan in the diaspora. Acceptance is guaranteed from ages 3 Months to 85 years and there are no medical examinations required or obstructive questions to answer.
Insured amounts range from USD $ 5,000 to 20,000 with premium starting as low as USD $ 50 per year!

Diaspora Maisha Poa Cash Plan

This plan is for a Kenyan living outside Kenya either alone or with their nuclear family. There are two plans under this category;

  1. Singles
  2. Families

Sums insured – USD $ 5,000, 10,000 and 20,000

Eligibility

  1. Adults 18- 85 years of age (Maximum age at entry 85 Years)
  2. Dependent Children 3 months -18 years or 25 years if enrolled in school
  3. Waiting period- None for accidental but 3 months for illness related death.
  4. Claim notification window – 3 months from date of death.
  5. Family members include (M+5) i.e. Main member, spouse, 4 children
  6. Claim payment is on first death in a family.

Maisha Poa Reloaded Local Plan

We understand that there are diaspora Kenyans with families living in Kenya. We have tailor made a product to cater for them. Such Kenyans can insure themselves and include up to ten family members in their policy. These relatives may include nuclear family in Kenya, parents, parents in law and siblings (Maximum M+10)

There are two plans under this category.

  1. Singles
  2. Families

Sums insured – USD $ 3,000, 4,000 and 5,000 

Eligibility

  1. Adults 18- 85 years of age (Maximum age at entry 85 Years)
  2. Dependent Children 3 months -18 years or 25 years if enrolled in school
  3. Waiting period- None for accidental but 3 months for illness related death.
  4. Claim notification window – 3 months from date of death.
  5. Family members include (M+5) i.e. Main member, spouse, 4 children
  6. Claim payment is on first death in a family.
  7. Claim payment is on first death in a family 

Extensions

  1. Political violence and terrorism is covered automatically at no extra cost
  2. The war and riot exclusion is limited to active participation only.
  3. Insurance is on 24 hours cover and worldwide.
  4. The policy does NOT have an AIDS/HIV exclusion

Claims Reporting

Claims may be reported to us in any of the methods below for guidance:

  1. Phone calls
  2. Emails
  3. SMS
  4. Whatsapp
  5. Visit to our offices worldwide

Claims Documentation Requirements

The insurer requires but not restricted to only the following claims documentation:

  1. Death notification letter
  2. Death Certificate or Interim Certificate
  3. Coroner’s Certificate
  4. Copy of deceased id/passport
  5. Copy of id/passport of beneficiary
  6. Bank account details of the beneficiary

Settlement of claims

All claims shall be assessed and discharge voucher for signature by the policyholder issued. Payment into the beneficiary account will be made within a maximum of 3 working days upon receipt of duly signed Discharge voucher.